How To Use MTN Share (Airtime Transfer) in 2025 – A Complete Guide

Have you ever been stranded and needed to make an urgent call—only for your bank app to start misbehaving when you try to buy airtime? That’s exactly when MTN Share can save the day. With MTN Share, your friends or family members can transfer airtime to you instantly. You can also do the same for them—no stress, no delays.

MTN airtime transfer is one of the most common ways people gift airtime to others in Nigeria, Ghana, and other countries where MTN operates. It’s a simple and convenient way to ensure no one is left without airtime when they need it most.


Understanding MTN Share

MTN Share (formerly called Share ‘N’ Sell) allows MTN subscribers to transfer airtime from one MTN line to another. It is available to all MTN customers—prepaid or postpaid—on any tariff plan.

This feature is particularly helpful when someone can’t buy airtime directly and needs urgent help. With just a few clicks or an SMS, you can send airtime to anyone using an active MTN SIM.

However, before you can use this feature, you must change your default PIN (0000) to your preferred 4-digit PIN.


Requirements for MTN Airtime Transfer

To use MTN Share, the following requirements must be met:

1. Both Users Must Be MTN Subscribers

Only MTN-to-MTN transfers are supported. You cannot transfer airtime to users on other networks (e.g., Glo, Airtel, 9mobile).

2. Both SIMs Must Be Active

If a line has been inactive for more than 180 days, it may be deactivated. Ensure both the sender and receiver have active MTN lines.

3. Minimum & Maximum Transfer Amount

  • Minimum per transaction: ₦50

  • Maximum per transaction: ₦5,000
    Note: Service fees may apply depending on the amount you’re sending.


How To Change Your MTN Share PIN

There are two ways to change your default MTN Share PIN:

Method 1: USSD Code

Dial:
*321*0000*New PIN*New PIN#
Example: *321*0000*8888*8888#

Method 2: SMS

Send an SMS in this format to 321:
0000 8888 8888
You’ll get a confirmation message once it’s changed.

If you forget your PIN, dial *321#, *600#, or *777#, then follow the prompt:

  • Choose Airtime Share

  • Select Reset PIN

  • You’ll need to verify using your mother’s maiden name, date of birth, and state of origin


How To Transfer Airtime on MTN

There are two main methods for transferring MTN airtime:

Method 1: USSD Code

Dial:
*321*Recipient’s Number*Amount*PIN#
Example: *321*08034567890*1000*1234#
This will transfer ₦1,000 airtime to the recipient and deduct a small fee (₦10) from your balance.

Method 2: SMS

Send an SMS in this format to 321:
Transfer 08034567890 1000 1234
You’ll receive a confirmation prompt. Reply with YES to complete the transfer.


Security Tips for Using MTN Share

1. Keep Your PIN Safe

Your transfer PIN is like your ATM PIN—keep it private. Never share it or save it in easily accessible places on your phone.

2. Report Suspicious Transfers

If you suspect fraud or unauthorized transfers, contact MTN customer care immediately to block your line and prevent further losses.

3. Protect Your SIM Card

Treat your MTN SIM like your bank card. If lost, report it to MTN and do a Welcome Back process to retrieve your line and protect your account from fraud.


Benefits of MTN Airtime Transfer

Convenience

MTN Share works across Nigeria and other MTN regions. You don’t need to go out or log in to an app to help someone with airtime.

Speed

Transfers are usually completed within seconds—as long as network service is stable.

Reliability

It’s a trusted service available to all MTN users, active at all times.

Exchange Airtime for Cash

You can sell MTN airtime for cash when needed. For instance, if someone sends you ₦5,000 in airtime, you can easily convert it to cash through a platform like TWJ Hub.


How To Sell MTN Airtime for Cash on TWJ Hub

TWJ Hub is a secure digital platform where you can:

  • Buy/sell airtime

  • Pay bills

  • Trade gift cards and crypto

  • Buy data or fund betting wallets

To exchange airtime for cash:

  1. Visit TWJ Hub or download the app from Google Play Store or Apple Store

  2. Create an account and log in

  3. Click on “Airtime to Cash

  4. Select MTN, enter the amount and follow the prompts

  5. Receive instant payment into your wallet or bank account


With services like MTN Share and platforms like TWJ Hub, staying connected and liquid has never been easier. Whether you’re helping out a friend or cashing out airtime for emergency funds, these tools are fast, safe, and user-friendly.

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